How to Buy a Home With $0, Zilch, Nada, Nothing DOWN

Buying a home with no down payment and competitive interest rates is the hallmark of the USDA mortgage. What is the biggest obstacle preventing the majority of hard working Americans from buying a home? The answer is quite simple; a sufficient down payment. Most loan programs require at least 3.5% -5% and as high as […]

Ending Fannie Mae and Freddie Mac: What it Could Mean

In a speech last week President Obama endorsed reducing the role that the United States government plays in the housing sector.  One way he proposed to do that is by closing the doors of Fannie Mae (Federal National Mortgage Association, FNMA) and Freddie Mac (Federal Home Loan Mortgage Corporation, FHLMC). “They’re not really government but […]